Oh January. The Monday of months. The darkness before the light. The cold before the Spring. The poorest period for most of us each year. Christmas is a killer; we spend more, often work less, and wages for some reason come in all over the place. So how on earth to we save money in January, or at least cut spending until payday?
Luckily for us, I have some previous posts that help with just that, so I’m going to lazily, but cleverly share them in this post to give a little helping hand in the finance department this month!
Promise they’re all super useful, and they’re things I use regularly, not just crazy 2p survey ideas.
Save money in January
Saving might seem like a February thing right now, but if you save even the tiniest bit this month, you’ll go into the year feeling like you’ve accomplished something so try a bit!
I am the worst saver in the history of saving, and my embarrassing bank statements like to let me know this often. However, I’ve come up with ideas that are actually useful to throw-your-money-away types and think they’ll help others too.
Check out the giffgaff gameplan website for more tips on how to save money!
Get freebies instead!
Instead of spending your hard earned cash, try the freebie route for life’s little luxuries. The things you don’t need are always the worst for that empty space in our purses, but you can indulge yourself with free stuff and feel just as good when you get it!
You can use websites, competitions, or ask for samples of things you want to try when feeling a bit more flush later in the year.
Spend less in January
If you’ve never used cashback sites, you’ll definitely have missed out. The main thing I use these for is the bigger purchases like a new mobile phone contract or insurance. However, some you can link your card to and you get free cashback on your normal daily spends too. Loads of high street stores are on the sites, so there’s something for everyone. New Look sale, is that you?
Follow deal sites for some mega bargains! You can get cheaper supermarket shopping, holidays, days out and even small necessary things so they’re always worth checking when looking for something in particular.
Failing all this, there’s always money trees!
Remember: only buy things you need, otherwise it’s not a bargain.
How do you make your money last longer or save money in January? Comment with your tips below for other readers!